New Car Loans

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Regardless of what type of car you're looking for, the loan officers at New Century are prepared to help you find the loan that will help get you out the door and in to your new car. Either come in for pre-approval, or wait until after you have found the vehicle you are looking for. All of the low interest loans at New Century have no pre-payment penalties and payment plans to fit your budget.


The maximum amount of a new vehicle loan can be 90% of the retail or sticker price as determined by the dealer's invoice; including taxes, license, and title transfer. The maximum term available is new to four years and up to 72 months.

Learn about how dealerships markup the price of a loan.

During the term of the loan New Century Federal Credit Union will have to be placed as the lienholder on the title, and the title will be provided by the member and be kept on file at New Century. Proof of full coverage insurance must be provided and maintained throughout the term of the loan.

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While new is defined as never having been titled, refinancing of a new car is available provided less than six months have lapsed since purchase. Give one of our loan officers a call at one of our three locations and see what we can do for you, with the service you have grown to trust. It is also possible to set up your loan to be paid automatically by a payroll deduction if you wish.

In addition to financing your vehicle, New Century offers Credit Life and Disability Insurance to protect you against unforseen events that can happen.

If you would like to find out an estimate of your payments, please try out our loan calculator.

Available to Qualified Applicants Only

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