Recreational Vehicle Loans

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The loan officers are prepared to help you meet all of your financial needs. Either come in for pre-approval, or wait until after you have found the vehicle you are looking for. All of the loans at New Century have no pre-payment penalties.

The maximum amout of the loan is determined by 85% of the sale price of the vehicle or the retail value listed in the NADA appraisal guide.

The maximum term available is for five years on vehicles less than $40,000 or up to 8 years on vehicls over $40,000. The maximum term available for vehicles older than ten years is a 3 year term. During the term of the loan New Century Federal Credit Union will be placed as the lien holder, and the title will be provided by the member. Proof of full coverage insurance with a maximum of a $500 deductible must be provided and maintained throughout the term of the loan.

Learn about how dealerships markup the price of a loan.

A recreational Vehicle can include all of the following:

  • Recreational Vehicle
  • Campers
  • Motorcycles
  • Boats
  • Trailers

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It is also possible to set up your loan to be paid automatically by a payroll deductionInformationPayroll Deduction With payroll deduction, you can make your loan payments automatically or deposit money into your savings, checking or any of your other accounts at New Century. You can even deposit funds into your spouse's or children's accounts. You choose how to distribute the money and it is done automatically. Contact your payroll or human resources person, or stop in to one of our locations and speak to one of the tellers at New Century. . if you wish.

In addition to financing your vehicle, New Century offers Credit Life and Disability Insurance to protect you against unforseen events that can happen.

If you would like to find out an estimate of your payments, please try out our loan calculator.

Available to Qualified Applicants Only

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