Personal Loans

Whether you are looking to go on vacation, complete a home repair, or trying to consolidate debt, a New Century FCU personal loan is the perfect answer, and we have multiple options to fit your needs. Want more of a reason to apply? New Century has NO application fee. Stop in and apply today or apply online.

Signature Loan

New Century FCU signature loans give you the flexibility to use your loan however you need. Terms are available for up to 60 months. Other great benefits of a signature loan include the following:

• Borrow up to 15K
• Consolidate other bills and have one single payment
• Quick and easy process
• Competitive Rates
• Debt consolidation made payable directly to the other merchant

Quick Cash Loan

New Century FCU quick cash is exactly what it says. A quick way to get money to cover emergency needs like groceries or an unexpected car repair. Quick cash gives you a $500 loan with no credit check and you can only have one Quick Cash loan at a time. These are some of the requirements before getting a Quick Cash. Please call the Credit Union for other requirements.

• Employed for 1 year at current employer
• Direct Deposit to the credit union for 1 year
• Be in good standing with New Century FCU
• Copies of your two most recent paystubs

Share/Certificate Secured Loans

In a bind but do not want to use all your hard-earned savings? New Century FCU shared secured loans is the perfect option when you need to get a loan quick and the best part is, it is one of the best rates we offer. All you need to do is use your savings or certificate as collateral for your loan. You can borrow up to the balance of your account value in the savings or certificate. During the term of the loan, your money will continue to earn dividends like normal.